Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its team in the Delhi/Haryana region. This position sits within the credit function and carries responsibility for managing credit appraisal and approval processes for the Prime segment.
The selected candidate will be expected to evaluate loan proposals, assess creditworthiness of applicants, and ensure that lending decisions align with the organisation's risk policies and regulatory guidelines. Close coordination with sales and operations teams will be a key part of the day-to-day responsibilities.
- Conduct thorough credit appraisals and risk assessments for Prime segment customers
- Ensure compliance with internal credit policies and external regulatory requirements
- Collaborate with field sales teams to facilitate timely credit decisions
- Monitor portfolio quality and flag early warning signals for potential delinquencies
This is a suitable opportunity for a credit professional with a sound understanding of retail or SME lending, strong analytical skills, and the ability to work effectively in a fast-paced, target-driven environment.