Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its credit operations team. This position is based in Delhi and covers the Haryana region, with responsibility for managing credit decisions within the Prime lending segment.
The selected candidate will be expected to evaluate credit proposals, ensure adherence to credit policies, and maintain portfolio quality across the designated area. The role requires close coordination with sales and operations teams to support business growth while managing risk effectively.
- Assess and approve credit applications within defined authority levels
- Monitor portfolio performance and flag early delinquency signals
- Ensure compliance with internal credit policies and regulatory guidelines
- Collaborate with cross-functional teams to drive turnaround efficiency
This is a field-facing credit role suited to professionals with a strong background in retail or SME credit underwriting, particularly within the Prime customer segment.