Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for an experienced credit professional to join its team as an Area Credit Manager – Prime. This position is based out of Delhi and covers the Haryana region, playing a key role in driving sound credit decisions within the Prime lending segment.
The selected candidate will be responsible for managing end-to-end credit appraisal processes, ensuring adherence to internal credit policies, and maintaining portfolio quality across the designated area. The role demands strong analytical skills and a thorough understanding of credit risk frameworks.
- Conduct detailed credit assessments and underwriting for Prime segment customers
- Ensure compliance with credit policies, regulatory guidelines, and risk parameters
- Collaborate with sales and operations teams to facilitate timely credit decisions
- Monitor portfolio health and flag early warning signals for potential delinquencies
This is a strong opportunity for a credit professional with relevant experience in retail or commercial lending who is looking to take on area-level responsibility within a reputed financial services organisation.