Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi. The role focuses on credit assessment and risk management within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its team in Delhi. This position sits within the credit function and carries responsibility for managing credit appraisal and underwriting activities for the Prime segment across the designated area.
The successful candidate will be expected to evaluate loan applications, assess creditworthiness, and ensure that credit decisions are made in line with established policies and risk frameworks. The role requires close coordination with sales and operations teams to maintain turnaround times while upholding credit quality.
- Credit appraisal and underwriting for the Prime segment
- Risk assessment and portfolio monitoring within the assigned area
- Collaboration with cross-functional teams including sales and operations
- Ensuring compliance with internal credit policies and regulatory guidelines
Candidates with a strong background in credit management, preferably within retail or consumer lending, and a sound understanding of risk assessment practices are encouraged to apply.