Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its team in Delhi. This position is responsible for managing credit underwriting, risk evaluation, and approval processes for the Prime lending segment within the designated area.
The selected candidate will be expected to assess loan applications, ensure adherence to credit policies, and maintain portfolio quality by identifying and mitigating potential risks. The role requires close coordination with sales and operations teams to facilitate smooth credit decisions within defined turnaround times.
- Conduct thorough credit appraisal and underwriting for Prime segment customers
- Ensure compliance with internal credit policies and regulatory guidelines
- Monitor portfolio performance and flag early warning signals
- Collaborate with cross-functional teams to support business growth while maintaining risk standards
This is a strong opportunity for a credit professional with relevant experience in retail or consumer lending who is looking to take on area-level responsibility within a reputed financial services organisation.