Area Credit Manager – Prime
The employer is looking for an Area Credit Manager – Prime based in Delhi to oversee credit assessment and risk management functions within the assigned territory.
About the role
The employer is seeking a qualified professional for the role of Area Credit Manager – Prime at its Delhi location. The incumbent will be responsible for managing credit appraisal, underwriting, and risk evaluation processes for the prime lending portfolio in the designated area.
Key responsibilities include:
- Conducting thorough credit assessments and due diligence on loan applications
- Ensuring adherence to credit policies, underwriting standards, and regulatory guidelines
- Coordinating with sales and operations teams to facilitate timely credit decisions
- Monitoring portfolio quality and identifying early warning signals for risk mitigation
The ideal candidate should possess a strong understanding of credit underwriting principles, sound analytical skills, and the ability to work effectively in a fast-paced lending environment. Prior experience in credit management within the financial services sector will be an advantage.